Friday, July 18, 2003

i don't care if monday's blue
tuesday's grey and wednesday too
thursday i don't care about you
it's friday i'm in love
The Cure, 1980-something

I truly love my husband. We had an unexpected and major banking snafu yesterday that left us (literally) penniless until at least next Monday or Tuesday. Even worse, we found out about it last night at the gas station, when our debit card was rejected after we filled our SUV with almost $30 of gas. DH got on the phone at the gas station (the attendant was very nice about the situation), and I drove home to grab an emergency credit card. Apparently, wonderful Bank of America decided to "hold" a large check we'd deposited on Tuesday evening via the ATM. They didn't notify us that they intended to hold the check, so DH busily paid off a bunch of bills electronically Tuesday night. Since (unbeknownst to us) the check was being held, it was Bounce City for all the electronic checks on Wednesday, and embarrassment at the gas pumps on Thursday. Friday morning, DH called the bank that issued the check and found out that it had cleared on Thursday night. Then he went into BofA as soon as they opened, and got medieval on their asses. Apologies all around, lots of excuses as to why BofA was holding the money and basically getting a 15-day loan of our money (which you can bet the farm they'd be making interest on while "holding" it). The upshot of the whole mess was that the VP of the bank released about 1/10th of the money into our account so we wouldn't be destitute (gee, thanks), and she assured DH that she personally would release the remainder of the funds into our account on Saturday morning. Oh, and yes they'd take off the $160 of bounced check charges. How big of them. What a mess. But DH really came through in the clutch. When the chips are down, you can count on this man. I love you, honey.

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